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Title
Text copied to clipboard!Business Credit Specialist
Description
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We are looking for a Business Credit Specialist to join our team and support the business lending process. The ideal candidate will have experience in the banking or financial sector, strong analytical skills, and the ability to communicate effectively with clients and internal teams. The primary role of the specialist will be to analyze the financial condition of business clients, assess risk, and recommend appropriate credit products.
As part of the team, you will work closely with sales representatives, credit analysts, and managers to ensure timely and accurate service to clients. You will be responsible for collecting and verifying necessary documentation, preparing credit proposals, and monitoring existing loans.
The role requires attention to detail, the ability to work under pressure, and a good understanding of financial products and regulations. You will have the opportunity to work with a diverse range of clients – from small businesses to large corporations – and contribute to their growth by providing suitable financial solutions.
If you are motivated, results-oriented, and passionate about finance, this position offers an excellent opportunity for professional development in a stable and dynamic environment.
Responsibilities
Text copied to clipboard!- Evaluate the creditworthiness of business clients
- Analyze financial statements and documents
- Prepare credit proposals and recommendations
- Communicate with clients about credit products
- Monitor existing loans and payments
- Collaborate with internal teams and external partners
- Ensure compliance with internal policies and regulations
- Stay updated on market conditions
- Participate in the development of new credit products
- Provide financial consultation to clients
Requirements
Text copied to clipboard!- Bachelor’s degree in Finance, Economics, or related field
- Minimum 2 years of experience in banking or financial sector
- Strong knowledge of financial analysis and credit risk
- Excellent communication and interpersonal skills
- Proficiency in MS Office and banking software
- Ability to work under pressure and meet deadlines
- Attention to detail and analytical thinking
- Fluency in Bulgarian and English
- Knowledge of local and international regulations
- Willingness for professional development and training
Potential interview questions
Text copied to clipboard!- What is your experience with business lending?
- How do you analyze a client's financial condition?
- What tools do you use to assess credit risk?
- How do you handle difficult clients?
- What regulations do you follow when issuing loans?
- What would you do in case of a delayed payment?
- What are your strengths in communication?
- What motivates you to work in this field?
- What are your long-term professional goals?
- What do you know about our company and its products?
