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Title
Text copied to clipboard!Commercial Lending Manager
Description
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We are looking for a Commercial Lending Manager to lead and manage our commercial lending team. The ideal candidate will be responsible for overseeing the origination, evaluation, and administration of commercial loans, ensuring compliance with regulatory standards and internal policies. This role requires a deep understanding of credit analysis, risk assessment, and relationship management with business clients. The Commercial Lending Manager will work closely with senior management to develop lending strategies, set portfolio goals, and drive business growth. Key responsibilities include managing a team of loan officers, reviewing and approving large or complex loan applications, and maintaining strong relationships with existing and prospective clients. The successful candidate will also be expected to monitor loan performance, identify potential risks, and implement mitigation strategies. In addition, the Commercial Lending Manager will collaborate with other departments such as credit, legal, and operations to ensure seamless loan processing and client satisfaction. Strong leadership, analytical, and communication skills are essential for this role. The position offers an opportunity to contribute to the financial success of the organization while supporting the growth of local businesses.
Responsibilities
Text copied to clipboard!- Lead and manage the commercial lending team.
- Oversee the origination and evaluation of commercial loan applications.
- Ensure compliance with regulatory standards and internal policies.
- Develop and implement lending strategies to achieve portfolio goals.
- Review and approve large or complex loan requests.
- Maintain and grow relationships with business clients.
- Monitor loan performance and identify potential risks.
- Collaborate with credit, legal, and operations departments.
- Provide training and mentorship to loan officers.
- Prepare reports for senior management on portfolio performance.
Requirements
Text copied to clipboard!- Bachelor’s degree in finance, business, or related field.
- Minimum 5 years of experience in commercial lending.
- Strong knowledge of credit analysis and risk assessment.
- Proven leadership and team management skills.
- Excellent communication and interpersonal abilities.
- Familiarity with banking regulations and compliance.
- Ability to analyze complex financial statements.
- Strong organizational and problem-solving skills.
- Proficiency in loan management software.
- Attention to detail and high level of integrity.
Potential interview questions
Text copied to clipboard!- Describe your experience managing a commercial lending team.
- How do you assess the creditworthiness of a business client?
- What strategies do you use to mitigate loan risks?
- Can you provide an example of a complex loan you approved?
- How do you ensure compliance with lending regulations?
- What steps do you take to build strong client relationships?
- How do you handle underperforming loans in your portfolio?
- Describe your approach to training and mentoring loan officers.
- What metrics do you use to evaluate portfolio performance?
- How do you stay updated on industry trends and regulations?
