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Title
Text copied to clipboard!Credit Manager Leasing
Description
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We are looking for an experienced professional to work as a Credit Manager Leasing. This position is responsible for conducting financial analysis of leasing applications, assessing credit risk, and making appropriate credit decisions. The Credit Manager Leasing contributes to the company's financial goals while adhering to risk management policies. The candidate is expected to be proficient in analyzing financial statements, using credit scoring systems, and communicating effectively with clients.
This role plays a critical part in financial institutions, automotive companies, or equipment rental firms operating in the leasing sector. The Credit Manager Leasing works closely with sales teams to understand customer needs and provide suitable financing solutions. They also collaborate with internal audit and compliance departments to ensure adherence to legal regulations and company policies.
A successful Credit Manager Leasing is detail-oriented, analytical, and capable of making quick decisions. They must also adapt to changing market conditions and prioritize customer satisfaction. This position is suitable for candidates who are both team-oriented and capable of working independently, with strong communication skills.
If you are looking to build a career in the leasing industry and have experience in credit management, we invite you to join our team.
Responsibilities
Text copied to clipboard!- Analyze credit applications for leasing
- Review and evaluate customer financial statements
- Identify and classify credit risk
- Manage credit approval processes
- Coordinate with sales teams
- Ensure compliance with credit policies and regulations
- Use credit scoring systems
- Prepare reports and conduct analysis
- Negotiate credit terms with clients
- Collaborate with internal audit and compliance teams
Requirements
Text copied to clipboard!- Bachelor’s degree in Business, Finance, Economics or related fields
- Minimum 3 years of experience in leasing or financial sector
- Knowledge of financial analysis and credit assessment
- Proficiency in MS Office programs
- Analytical thinking and problem-solving skills
- Strong verbal and written communication skills
- Teamwork orientation
- Knowledge of legal regulations
- Customer-focused approach
- Time management and organizational skills
Potential interview questions
Text copied to clipboard!- Have you worked in the leasing industry before?
- What criteria do you consider in the credit assessment process?
- What is your experience in analyzing financial statements?
- How do you determine credit risk?
- Can you describe a situation where you had to reject a credit application?
- Are you familiar with credit scoring systems?
- How do you collaborate with sales teams?
- How do you perform under time pressure?
- How do you ensure compliance with regulations?
- How do you handle a difficult credit negotiation with a client?
