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Title
Text copied to clipboard!Credit Portfolio Management Manager
Description
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We are looking for a Credit Portfolio Management Manager responsible for effective credit risk management and optimizing the company's credit portfolio structure. Your main task will be to analyze current credit obligations, assess risks, and develop strategies to minimize losses and maximize profitability. You will work closely with lending, financial analysis, and risk departments to ensure the stability and growth of the credit portfolio. An important part of the job is monitoring clients' payment discipline, identifying problematic loans, and developing measures for their restructuring or collection. Additionally, you will participate in preparing reports for management and regulatory bodies, as well as in developing internal policies and procedures aimed at improving credit portfolio management quality. We expect the candidate to have a deep understanding of financial instruments, credit analysis, and risk management, as well as the ability to work with large data volumes and make informed decisions under uncertainty. If you are eager to develop in finance and risk management, ready to take responsibility, and work in a dynamic environment, we would be glad to have you on our team.
Responsibilities
Text copied to clipboard!- Analyze and evaluate the company's credit portfolio
- Monitor clients' payment discipline
- Develop credit risk management strategies
- Collaborate with lending and financial analysis departments
- Prepare reports for management and regulators
- Develop and implement internal policies and procedures
- Identify and manage problematic loans
- Optimize credit portfolio structure
- Assess borrowers' creditworthiness
- Control compliance with credit limits
- Participate in debt restructuring
- Ensure regulatory compliance
Requirements
Text copied to clipboard!- Higher education in finance, economics, or related fields
- At least 3 years of experience in credit portfolio management
- Knowledge of credit analysis and risk management methods
- Proficient in analytical tools and Excel
- Experience working with large data sets
- Skills in report preparation and presentations
- Attention to detail and analytical mindset
- Ability to make decisions under uncertainty
- Good communication and teamwork skills
- Knowledge of banking regulatory requirements
Potential interview questions
Text copied to clipboard!- How do you assess a borrower's creditworthiness?
- What credit risk management methods do you use?
- How do you identify problematic loans and what actions do you take?
- Describe your experience with debt restructuring.
- What analytical tools do you apply in your work?
- How do you collaborate with other departments to manage the portfolio?
- How do you ensure compliance with regulatory requirements?
- Tell us about your experience preparing reports for management.
