Text copied to clipboard!
Title
Text copied to clipboard!Commercial Credit Manager
Description
Text copied to clipboard!
We are looking for a Commercial Credit Manager to effectively manage corporate credit risk and ensure financial soundness. The Commercial Credit Manager supports cash flow and risk management by conducting customer credit assessments, setting credit limits, and overseeing collections. This role works closely with the finance department to analyze the creditworthiness of business partners and develop strategies to minimize risk.
Key responsibilities include preparing credit reports, evaluating credit scores, developing and implementing credit policies, monitoring collections, handling delinquent accounts, and strengthening internal risk management systems through collaboration. The role also involves forecasting credit risk based on industry trends and economic conditions and proposing appropriate countermeasures.
The ideal candidate will have experience in financial analysis or credit management, strong analytical and decision-making skills, and the ability to communicate effectively with internal and external stakeholders. Experience with ERP systems and credit assessment tools is a plus.
This position plays a critical role in maintaining the financial health of the company and is ideal for someone looking to build a career in credit risk management.
Responsibilities
Text copied to clipboard!- Conduct credit assessments and evaluations of customers
- Set and review credit limits
- Oversee the accounts receivable and collection process
- Manage and respond to delinquent accounts
- Prepare reports on credit risk
- Collaborate with sales and finance departments
- Develop and implement credit policies
- Analyze and report on credit scores
- Monitor economic and industry trends
- Propose and execute risk mitigation strategies
Requirements
Text copied to clipboard!- Minimum 3 years of experience in credit management or financial analysis
- Bachelor’s degree or higher (preferably in economics, accounting, or finance)
- Proficiency in Excel and financial analysis tools
- Experience with ERP systems (preferred)
- Strong analytical and problem-solving skills
- Excellent communication skills
- Business-level proficiency in Japanese (for Japan-based roles)
- Team collaboration experience
- Ability to make decisions under pressure
- Experience working with credit reporting agencies (preferred)
Potential interview questions
Text copied to clipboard!- Can you describe your experience in credit management?
- What key indicators do you consider when setting credit limits?
- Describe a challenging collection case and how you handled it.
- Do you have experience using ERP or credit assessment tools?
- Tell us about your role in team collaboration.
- What data do you use to forecast credit risk?
