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Title
Text copied to clipboard!Credit Risk Manager
Description
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We are looking for a highly analytical and detail-oriented Credit Risk Manager to join our team. In this role, you will be responsible for identifying and managing potential credit risks, developing credit risk policies and procedures, and ensuring compliance with these policies. You will also be responsible for analyzing credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Your role will also involve preparing reports that outline the company's financial position in areas of income, expenses, and earnings, based on past, present, and future operations. You will also be expected to stay up-to-date with legal, compliance and market-risk related issues to ensure the appropriate identification, assessment and measurement of risk. This role requires a strong understanding of financial data analysis and risk assessment methods.
Responsibilities
Text copied to clipboard!- Identify and evaluate credit risks.
- Develop credit risk policies and procedures.
- Ensure compliance with credit risk policies.
- Analyze credit data and financial statements.
- Prepare financial reports.
- Stay up-to-date with legal, compliance and market-risk related issues.
- Assess and measure risk.
- Monitor and report on credit policy compliance.
- Manage relationships with auditors and regulators.
- Provide support to the Risk Management team.
Requirements
Text copied to clipboard!- Bachelor's degree in Finance, Economics or related field.
- Proven experience as a Credit Risk Manager.
- Strong understanding of financial data analysis and risk assessment.
- Excellent knowledge of risk management principles.
- Experience with credit risk software.
- Strong analytical skills.
- Excellent communication skills.
- Ability to work under pressure.
- Strong decision-making skills.
- Attention to detail.
Potential interview questions
Text copied to clipboard!- Can you describe your experience with credit risk management?
- How do you assess and measure risk?
- Can you describe a time when you had to make a difficult decision regarding credit risk?
- How do you stay up-to-date with legal, compliance and market-risk related issues?
- Can you describe your experience with credit risk software?