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Title

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Leasing Credit Manager

Description

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We are looking for a Leasing Credit Manager. This position is responsible for evaluating, approving, and managing leasing credits. The candidate should analyze customers' financial situations to offer suitable credit solutions and minimize risks. Additionally, they must ensure that credit processes comply with legal regulations. The Leasing Credit Manager manages customer relationships while supporting the healthy growth of the credit portfolio and contributing to company goals. They work in coordination with business units to ensure credit processes are effective and efficient. The role involves preparing financial reports and following market trends to provide strategic recommendations. Strong analytical skills, communication abilities, and financial knowledge are required. Candidates with experience in the leasing sector, solution-oriented mindset, and teamwork skills are preferred.

Responsibilities

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  • Manage the evaluation and approval process of leasing credits
  • Analyze customers' financial status and assess credit risks
  • Ensure healthy management of the credit portfolio
  • Audit compliance of credit processes with legal regulations
  • Develop and maintain customer relationships
  • Prepare financial reports and present to senior management
  • Monitor market trends and provide strategic recommendations
  • Coordinate with business units to enhance process efficiency

Requirements

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  • Bachelor's degree in finance, economics, or related field
  • At least 3 years of experience in leasing credits or banking sector
  • Financial analysis and risk assessment skills
  • Proficient in MS Office applications
  • Strong communication and negotiation skills
  • Problem-solving and decision-making abilities
  • Teamwork orientation
  • Attention to detail and organizational skills

Potential interview questions

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  • What experience do you have with leasing credit processes?
  • What criteria do you consider when assessing risk?
  • How do you manage customer relationships?
  • How have you handled a difficult credit approval process?
  • What is your experience with financial reporting?
  • What role do you take within a team?