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Title
Text copied to clipboard!Mortgage Loan Reviewer
Description
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We are looking for a meticulous and analytical Mortgage Loan Reviewer to join our growing team in the financial sector. As a Mortgage Loan Reviewer, you will play a crucial role in ensuring that our mortgage products are granted to the right customers by thoroughly reviewing and assessing mortgage applications. You will work closely with the credit department, customer service, and other internal teams to ensure that all decisions align with company policies and applicable regulations.
Your main responsibilities include analyzing customers' financial situations, reviewing credit reports, assessing collateral, and making well-informed decisions on mortgage applications. You will also communicate with customers to gather additional information and explain decisions. The role requires a high level of integrity, accuracy, and the ability to make objective decisions based on facts and guidelines.
We offer a stimulating work environment with good development opportunities, competitive salary and benefits, and the chance to work in a committed team with high ambitions. If you have an eye for detail, an interest in finance, and want to contribute to creating secure housing solutions for our customers, this is the right role for you.
Responsibilities
Text copied to clipboard!- Review and analyze mortgage applications
- Assess customers' creditworthiness and financial situation
- Ensure decisions comply with internal policies and legal requirements
- Communicate with customers to collect additional information
- Collaborate with departments such as credit and customer service
- Document decision-making processes and justifications
- Identify and report potential risks
- Participate in process and procedure improvements
Requirements
Text copied to clipboard!- Post-secondary education in finance, economics, or equivalent
- At least 2 years of experience in credit assessment or mortgage processing
- Strong understanding of financial documents and credit reports
- Detail-oriented and analytical with strong decision-making skills
- Excellent communication skills in Swedish, both spoken and written
- Ability to work independently and in a team
- Knowledge of relevant laws and regulations in the mortgage field
- Experience working with banking systems and digital tools
Potential interview questions
Text copied to clipboard!- What experience do you have reviewing mortgage applications?
- How do you ensure your decisions are objective and fair?
- How do you handle situations where customer information is incomplete?
- Do you have experience working with credit assessments in a banking environment?
- How do you stay updated on changes in legislation?
- Can you give an example of a difficult decision you had to make?
- How do you prioritize when handling multiple cases?
- What systems and tools have you used in previous roles?
