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Title
Text copied to clipboard!Loan Portfolio Manager
Description
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We are looking for a highly skilled and analytical Loan Portfolio Manager to join our team. In this role, you will be responsible for managing and overseeing our institution's loan portfolio, ensuring its profitability and minimizing risk. You will be tasked with analyzing and assessing the creditworthiness of potential clients, monitoring loan payments, and managing recovery processes. You will also be expected to develop and implement strategies for loan portfolio growth and risk management. The ideal candidate will have a strong understanding of lending procedures, excellent analytical skills, and a keen eye for detail. This role requires a high level of financial acumen, strong leadership skills, and the ability to make sound decisions under pressure.
Responsibilities
Text copied to clipboard!- Manage and oversee the institution's loan portfolio.
- Analyze and assess the creditworthiness of potential clients.
- Monitor loan payments and manage recovery processes.
- Develop and implement strategies for loan portfolio growth and risk management.
- Ensure compliance with lending regulations and laws.
- Prepare and present reports on loan portfolio performance and risk.
- Coordinate with other departments to streamline lending processes.
- Provide guidance and training to junior staff members.
- Stay updated on market trends and developments in the lending industry.
- Work closely with clients to resolve any issues or concerns.
Requirements
Text copied to clipboard!- Bachelor's degree in Finance, Economics, or a related field.
- Proven experience as a Loan Portfolio Manager or similar role.
- Strong understanding of lending procedures and regulations.
- Excellent analytical and decision-making skills.
- Strong leadership and team management abilities.
- Proficiency in financial software and databases.
- Ability to handle multiple tasks and meet deadlines.
- Excellent communication and negotiation skills.
- Attention to detail and problem-solving abilities.
- Certification as a Credit Risk Professional (CRP) is a plus.
Potential interview questions
Text copied to clipboard!- How do you assess the creditworthiness of a potential client?
- Can you describe a time when you had to make a difficult decision regarding a loan?
- How do you stay updated on market trends and developments in the lending industry?
- Can you describe a strategy you implemented for loan portfolio growth or risk management?
- How do you handle non-performing loans?