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Title
Text copied to clipboard!Loan Portfolio Manager
Description
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We are looking for a Loan Portfolio Manager to oversee and manage our organization’s portfolio of loans. The ideal candidate will be responsible for monitoring loan performance, assessing credit risk, and ensuring compliance with internal policies and regulatory requirements. This role requires strong analytical skills, attention to detail, and the ability to communicate effectively with clients and internal stakeholders. The Loan Portfolio Manager will work closely with the credit, risk, and collections teams to optimize portfolio performance and minimize losses. Key duties include reviewing loan applications, conducting financial analysis, monitoring payment trends, and recommending strategies for risk mitigation. The successful candidate will also be expected to prepare regular reports on portfolio health, identify opportunities for portfolio growth, and contribute to the development of lending policies and procedures. Experience with loan management systems and a solid understanding of lending regulations are essential. The Loan Portfolio Manager should be proactive, organized, and capable of making sound decisions in a fast-paced environment. This position offers an opportunity to play a critical role in the financial success of the organization by ensuring the quality and profitability of the loan portfolio.
Responsibilities
Text copied to clipboard!- Monitor and analyze the performance of the loan portfolio.
- Assess credit risk and recommend risk mitigation strategies.
- Ensure compliance with internal policies and regulatory requirements.
- Review and approve loan applications within delegated authority.
- Collaborate with credit, risk, and collections teams.
- Prepare regular reports on portfolio performance and trends.
- Identify opportunities for portfolio growth and improvement.
- Develop and implement lending policies and procedures.
- Communicate with clients regarding loan status and requirements.
- Address and resolve issues related to delinquent accounts.
Requirements
Text copied to clipboard!- Bachelor’s degree in finance, business, or a related field.
- Proven experience in loan portfolio management or credit analysis.
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal abilities.
- Familiarity with loan management systems and financial software.
- Knowledge of lending regulations and compliance standards.
- Attention to detail and high level of accuracy.
- Ability to work independently and as part of a team.
- Strong organizational and time management skills.
- Professional certification (e.g., CFA, CPA) is a plus.
Potential interview questions
Text copied to clipboard!- Can you describe your experience managing loan portfolios?
- How do you assess and mitigate credit risk?
- What loan management systems are you familiar with?
- How do you ensure compliance with lending regulations?
- Describe a time you improved portfolio performance.
- How do you handle delinquent or high-risk accounts?
- What strategies do you use for portfolio growth?
- How do you prioritize tasks in a fast-paced environment?
- What financial analysis tools do you use?
- Are you comfortable preparing and presenting reports to management?
